First Data, Paymentech, Card Service Complaint - Avoid
Do a search on Paymentech Sucks or Avoid First Data and you will see plenty of articles on how this corporation needs to be regulated or shut down. I am one of the many customers who were faultly told mis information saying it is okay for me to process as much by as I like and then getting shut down because my business boomed and I was too successful for my own good. So they closed my account, demanded that over night I come up with over $75 000 to be place in reserved. When I said I would go elsewhere, they quickly went into my bank account and took everything in it.
My advice to everyone, avoid this company and if you are planning to close your account, set up another bank account and quickly withdraw your money before they get their hands on it.