NCO Financial Systems Inc Complaint - Pre-Litigation? (What is that?)
AURORA, COLORADO -- What do they mean by saying they are a "pre-litigation" office? And further, what do they mean when they say they are not set up as a "collection" agency? Why would they tell you that when anyone can see their website and see that they are a collection agency? My thinking is that this is just intimitdation. Has anyone else run across this? Is this not misrepresentation? When I first heard this, (my first phone call by the way) I wondered if this is not illegal. Are they not saying that they are some sort of legal person? Any clues as to what I should do about this? Also, can they advise you about bankruptcy? I received advise about this. They told me that I could not put my claim into bandruptcy because they had "already filed againest me in court"? Is this correct? Does anyone know? Helpful responses requested.