National Home Protection Informative - Unauthorized Charge To Credit Card
I completed this companies "Request for Quote" form on their website asking for monthly premium. They responded with a monthly premium quote as requested. I gave them my credit card number trusting that my card would be charged with a small premium each month. When I received my statement I found they had violated my trust by charging a lump sum for three years in advance. This was not even offered as an option on their form.
When I complained they refused to change it. When I tried to cancel I was told the contract was Non-cancelable. When I disputed the charge with the credit card company the merchant lied, sending them a letter saying I "ordered" a three year contract.
I am still in dispute with the credit card company. If that fails I will go to small claims court.