Geico Corporation Informative - Geico's Unauthorized Policy Additions
FAIRFAX, VIRGINIA -- Geico refuses to remove my son from my insurance policy even though he does not drive my car, or drive at all anymore. He is of legal age, has a job and claims himself on his taxes so according to the IRS he is independent of me. However, Geico claims that everyone of driving age in my house is covered on my policy,so as long as he lives here they will not remove his name. This begs the question: if he was implicitly on my policy as soon as he became of driving age (15+8mos) in Virginia, why did they jack up my rates almost $1,000 when I officially added him to my policy when he actually got a driver's license at 18? I doubt that what Geico is doing is really legal, but they will keep doing it until there is a court case that stops them. It seems to me that now that my son is over 18 and independent of my support, Geico would want to sell him his own policy.
It would certainly be a better (and legal) way to increase business rather than their current stealth tactics. I have had Geico car and home insurance for 40 years, but not anymore.