AAA Complaint - Waiting On My Money
MICHIGAN -- In April my car was hit outside my home by an intoxicated driver. The interesting part was that she was driving a leased vehicle. Now, it's common knowledge that Michigan is a no-fault state. But under this situation, since I was not in my car, the driver would have to pay for everything. Different insurance companies interpret Michigan law in different ways in this circumstance. The other person's insurance company stated that the dealership's company had to pay for the damages. The dealership's company had never heard of this before and suggested I call my insurance agent at AAA. No one there was familiar with this law either way, so they basically told me they couldn't help me. Here's where I made my mistake - I went under my own policy to have my car fixed. My car was in the shop fore over a month, and damages cost up to $10,000. I also ended up paying an additional $400 in rental car fee's that AAA would not cover, since it was not in my policy (regardless of the fact that they would have been recouped for the extra money).
So, in the beginning of June I began the process of recouping my deductible and additional $400. All in all, I was short $800. Again, no one was any help until I got a hold of Centurion Insurance, the dealerships head insurance company. I spoke to a wonderful representative who truly tried to help me in ever way possible. She made the calls to AAA and State Farm (the other person's insurer) to find out who owed the money.
Finally, around late August, AAA transferred my account to their collection agency, TransPak Solutions. I called their representative on 8/28/08, and reviewed all the information they had. Every claim number, every representatives name, phone number and extension. On 9/9/08 the representative from Centurion called and said that she had checks waiting, but could not get a hold of TransPak. I called them on 9/11/08 to follow up on their status, and my called was not returned until 9/19/08. At that time, I was told that originally they had the wrong claim number from AAA (impossible, since I had review it with them already), and they had the wrong amount. They told me that they would "start" the process with Centurion (obviously they had not been in contact with them), and that in 30 DAYS I could follow up with them. Now, that's just ridiculous!!! A company has my money waiting, checks waiting to be made out, and I'm being told that I can see if TransPak will be ready for that in 30 DAYS!!!
I've been working on this for 3 MONTHS ALREADY! That $800 came out of my own pocket! The blatant disregard for my time and money from my own insurance company has been highly insulting, and I want people to know what terrible service they have. This has been a nightmare from every step, and THEY should have been taking care of this!