Circuit City Informative - Karma Is Great!!! - Circuit City Credit Card
WINSTON-SALEM, NORTH CAROLINA -- I had to co-sign for my son to buy a computer and printer at the Circuit City store in Winston-Salem, NC because of his bad credit. When I signed on the dotted line for these two purchases in the amount of $1100.00 - 0 interest for six months, I felt that if my son defaulted, I could afford to pay this amount. I told the person in Customer Service that I would not be responsible for any other purchases that my son might make because his credit was not good and I could not afford to pay for further purchases. They agreed and even told me they would red flag his account if he attempted to buy anything else. I felt secure that I would be ok with this purchase.
Six months after the purchase I received a phone call from the home office in VA stating that my son was three months behind in his payments and they wanted a payment from me immediately since they could not reach him. I asked what was the past amount and he told me $6000.00. I told the person that was impossible because I had only co-signed for #1100.00. He then told me that Circuit City had sent my son a credit card with a large limit and he had maxed out the card. I became hysterical and asked why had I not received statements that he had continued purchasing even though I had instructed Circuit City not to let him buy anything else. He said the credit card limit was based on my good credit but since he was the primary card holder, they didn't have to notify me.
Circuit City gave me a very short time to pay the full amount or they threatened to take me to court to get the money. I had to take the money out of my savings account and pay this debt because it would have ruined my good credit rating.
I have been waiting for six years for this day to come. I hope all the stores close, because the sales people and every one who works for that company deceive customers just to get a sale. I vowed never to enter their stores after that incident, and I have been true to my word. I have since purchased two large screen TVs, a laptop computer, digital camera, and a new computer from their competitor Best Buy.
Happy days are here again.