MOBILE, ALABAMA -- After many long distance calls to Canada and much cursing and raising Hell, J.D. Marvel FINALLY sent my refund check. And it only took 7 months! My suggestion to anyone wanting their money back is to BADGER THEM constantly with nasty emails and phone calls. It worked for me! I also suggest that someone continue to find the authorities that can shut them down for good and send them to prison. They are obviously not afraid of conviction, so hitting them in the pocket book is the most likely way to shut them down. Good luck! And if JD Marvel sees this, you should be so ashamed to tell people where you work and what you do.