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Orchard Bank Compliment - Very Pleased With Orchard Bank - Credit Card For Rebuilding Credit
Credit Card For Rebuilding Credit - Compliment
LAWRENCEVILLE, GEORGIA -- We have been active account holders with Orchard Bank, for 3 months and are very happy thus far.
Our brother-in-law referred us to Orchard Bank, as we were looking to rebuild our credit. He too is also very pleased with Orchard Bank and how it has helped rebuild his credit.
We pay our cards off in full before the due date, each month and don't have any problems making the payment. We have never had any issues with payments made or payments never posting.
With paying our balance in full each month, we have yet to be charged interest on our cards. We have already received a CL increase.
This card is only for those who are honestly looking to rebuild or establish credit. You do pay an annual fee, depending on your credit will determine how much, but most cards you find these days, you will pay a fee. The more you pay on time, the more you will be rewarded from Orchard Bank and you will also find a positive account on your credit reports.
Our brother-in-law referred us to Orchard Bank, as we were looking to rebuild our credit. He too is also very pleased with Orchard Bank and how it has helped rebuild his credit.
We pay our cards off in full before the due date, each month and don't have any problems making the payment. We have never had any issues with payments made or payments never posting.
With paying our balance in full each month, we have yet to be charged interest on our cards. We have already received a CL increase.
This card is only for those who are honestly looking to rebuild or establish credit. You do pay an annual fee, depending on your credit will determine how much, but most cards you find these days, you will pay a fee. The more you pay on time, the more you will be rewarded from Orchard Bank and you will also find a positive account on your credit reports.
Comments:
Posted by madconsumer on 2008-11-30:
great review.
very helpful.
very helpful.
Posted by lolasmommy on 2009-06-30:
This is a follow up to the review which I wrote above, in regards to Orchard Bank. It's been almost a year, since we received our Orchard Bank cards and we are still very pleased with Orchard Bank. Our credit scores have both increased from the low 600's, to the low 700's.
We keep our balances within the 30% total limit and never go over. If we cannot afford to pay the full amount off when the bill comes due, we always pay more than double the minimum payment Orchard Bank bills us for.
We keep our balances within the 30% total limit and never go over. If we cannot afford to pay the full amount off when the bill comes due, we always pay more than double the minimum payment Orchard Bank bills us for.
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