Spirit Airlines, Barclay Bank, Juniper Informative - Beware of Offers from Spirit Airlines for Credit Cards
FLORIDA -- BEWARE of an offer from Spirit Airlines for a credit card in order to receive a membership for reduced fares. I received an email last year and decided to try the Spirit Airlines credit card in order to get their membership (free if I used the credit card each month).
Shortly after signing up I receive a letter stating that I am past due on my credit card from Barclay Bank. I called them and found out that Barclay Bank was actually the credit card I applied for through Spirit Airlines. I never received a statement. I was very upset... they said that since I signed up on-line and I should have reveiwed my statement on-line and they would not remove the late charge. I immediately paid the $287 balance (including interest) less the late charge and Spirit Airlines membership. I enclosed a letter with the payment explaining my dispute to the late charge and to close my account and that I did not want the membership.
Needless to say, they did not remove the late fee or the membership as I requested on the phone & in my letter. After several months, they charged off my account and "sold" my account to another company that is hounding me for approx $200 (since I never received a statement, I assume they continued to accumulate membership fees & late fees).
BEWARE - they suck you in for a "free" trial and then charge you unfairly. Now I have a charge-off on my credit report which looks very bad. My credit is "good" but not "excellent" like it was before the charge-off.
Spirit Airlines and Barclay Bank should be investigated for their deceptive practices.