Home Depot Informative - Home Depot Credit Card
Question: When is a paid bill not paid?
Answer: When it is a Home Depot Credit Card bill (Citibank).
Be aware that when you receive a bill from these schmucks and dutifully pay it by the due date, you will still owe interest from the day they sent you the bill until the day they receive payment.
For most cards, when you pay in full by the due date that's it. The bill is paid.
That little $2 interest charge that accrued and you were unaware of results in a $35 late fee. And now that you have defaulted on a payment, you are vulnerable to other credit card companies jacking your rates up on unpaid balances to the maximum allowed by their state of incorporation.