GMAC Complaint - Took Advantage Of Me
ORLANDO, FLORIDA -- One Saturday morning in 2008 I took my 06 G6 for an oil change and 9 hours later I was exhausted and the new owner of 2 new cars. Long story short I asked for my keys back 3 times during the high impact sales pitch, but instead I was pressured into a purchase of an 07 G6 Convertible and my husband was trading for a 08 G8 (he traded his 07 Pont Grand Prix)my trade made our loans 12,000 upside down. I didn't need or want a new car....
Here's where I let the sales team and general manager run me down in to the ground. When it came time for the loans, I was approved but my then husband had no credit and I was pressured to sign on as primary for both loans. I knew it was a mistake and was not happy about the choice. I was mentally exhausted and told what a great deal I was getting over and over for 9 hours. Two new cars, Two new cars. I'll I saw was 70,000.00 of debt I was responsible for. Didn't drive the cars on Sunday and
Couldn't sleep Saturday or Sunday night and Monday when I got off work I took the cars back and was crying and telling them I wanted my trades back. (They told me the deal was done...I like a sad fool believed them) 4 months later I found out that you have 3 days to return a car...They lied and cheated me and now I'm still responsible for 2 car loans. The reason a person with great credit and only 40,000 income can be approved for 70,000 car loan is this, they got my loan through GMAC and my second loan through BB&T (I spoke to BB&T VP of finance months later during my divorce and they said they had no record of my other loan at the time of my loan application and they wouldn't have approved my application I don't make enough money to own 2 new cars)
How about that...some one must have hid the fact that I had just purchased a Convertible...I welcome any advice on whether I should form a lawsuit against the dealer and GMAC (I really just want to give the cars back and put all of this last 6 months behind me.)
So before my oil change I had an 06 G6 with a 0 APR responsible for 440.00 a month.
07 G6 Conv 7.43 APR at 480.00 a month (and the top rattles) AND ALSO DON'T FORGET THE 2nd CAR I own but have never driven.... 08 G8 6.4 APR at 620.00 a month (my husband hid the car during the divorce and lied... that is a whole new complaint with the Bill Heard Chevy Dealer also in Orlando) Husband traded the car for a new truck so I could be moved off the title...well I was given a retail purchase agreement and turned that in to the attorney, the divorce was amended and a month after the divorce I found out that the dealer took the truck back due to my husbands credit...well he lied and is still driving the G8...I'm now divorced from him but still responsible for the loan and he could care less and missed the December payment, even though he is still using the car.
Oh! did I mention that both of the men I dealt with at Carl Black are no longer employed at this location...I know everyone has problems much worse than owning 2 cars, but I'm so consumed by being told I couldn't turn the cars back in the next day... it's hard to function.
If I could go back in time I would still have my 06 G6 and wouldn't have to be reminded that my cheating lying husband is driving around on my credit. And he would still have his Car. I wouldn't have lost 2,500 retaining a lawyer to solve nothing because my husband and Bill Heard lied. I hate lairs, Husband, Carl Black and Bill Heard all lied to benefit their interest and I once I'm out of these loans I will never purchase a GMAC product again. This was my 4th GMAC car and being 40 I still have many more car purchases to look forward to in my life... I guess my next car will be...