Wells Fargo Mortgage Complaint - Stress By Wells Fargo
NEENAH, WISCONSIN -- Wells Fargo what a wonderful name, NOT let me tell you after having a mortgage loan for at least 7 years. This last year of 2008 about August I was looking at redoing a 2nd mortgage I kid you not I WAS TOLD several times in Three months that everything was a green light but when time came to close oh they need this, or they need this, Finally they said NO, Keep in mind a presented $30,000.00 of checks from a job I did showing that the income is there and that in th future I have no problem making the payment. They took me on a wild chase only to say NO. OK then so then a month later WELLS FARGO OFFERS A deal half percent drop in mortgage and I had to respond within in a week only good for a week ok then. They pay closing cost all on them as it was explained to me.
So Wells Fargo is offering me a half a percent drop in mortgage 1st, Well they write it as a new loan and then the fun starts instead of looking at 7 years of business, they treated me like I was applying for a new loan 1 st timer. WAITED 3 months to get the answer. In the mean time I get laid off but not a problem cause I presented them $4000.00 in saving and it was a temp lay off so either way I had money to cover loan. ANSWER WAS NO keep in mind they already stressed me out on the first loan and then this loan even more stressed. DO the words STAY AWAY FROM WELLS FARGO MEAN ANYTHING YES look they are doing great in the money world no problems.
But they sure can find a way to not help you. I hope that people that have been cheated or mis treated by Wells Fargo all jump on the wagon and SUE them for what they have done and WIN i;m more then willing to join that team. At the time you learn the way they think and you try to beat them in there mortgage game by paying early but beware they like to apply the normal amount and take the extra amount left over and apply it to next months payment then oh watch out for that letter you have been current with us and no payment is due for this month you have over paid statement shows no money owed for a month.
PAY YOUR bill every month no matter what they make money on you for back interest, Oh and watch for them making your payments a lesser amount each month if you pay extra each month. They found out by caring your extra amount of money over to the next payment period works for them and not you. PAY TODAY APPLIED TODAY say no to applying extra over to next months bill.