Geico Corporation Complaint - Crooks At Their Best
I recently purchased a newer model Jeep Grand Cherokee. Upon purchasing, the car lot stated that I needed to purchase the proper coverages in order to finance. I decided to call Geico because they were one of the only companies that I could sign up with over the phone. I purchased the full coverage premium package. So after a $500 down payment and $231 monthly installment I drove my new jeep off the parking lot feeling secure. Boy was I wrong. My girlfriend drove it mostly and unfortunately is not the worlds best driver. She ran a red light in Tampa FL. crashing into a truck. The man jumped out and asked if she was ok. She reassured him that she was ok and he did the same. After speaking to the police he drove his damaged vehicle home. A few weeks later we received a letter in the mail saying that we were being sued for the amount of 25k for bodily injuries sustained by the man who drove his truck away unscathed. I called Geico to find out why I had no bodily injury liability(required by FL law) the snooty woman on the phone says"Florida law does not require me to inform you that you are not purchasing bodily injury liability.
The lesson here is: insurance companies are out to screw you. Always ask questions and always make sure you purchase extra bodily injury coverages because unfortunately, people like this money hungry jack*!# that sued me are out there waiting to sue you.