NCO Financial Systems Complaint - I need to settle an account with NCO
I have a $1500 credit card debt with NCO. I'm currently saving money so that I might settle this debt in a lump sum. I want to make sure that the account ends up closed and that the necessary repair work is done to my credit report. How do I go about doing this?
My husband dealt with NCO about 6 years ago. They came to an agreement on a dollar amount to settle his debt, however, they refused to send him a letter verifying this agreement. Essentially, he didn't want to send them money without written proof of their agreement to close the account on receipt of the money. He ended up filing bankruptcy. I was not in his life at this time so I don't know why he felt bankruptcy was necessary, but I certainly don't want to file for $1500!!
I want an agreement in writing before I send them any money. How do I go about doing it?