Target Complaint - Hate This Credit Card
I was one day late on my payment. These wonderful people called me every two hours that day until I finally picked up the phone. I immediately got online and paid off the card in full. However, since my payment was considered "large" they held it in limbo for two full weeks for "verification". This is apparently not illegal, but it should be. Meanwhile, I kept getting the collection calls every two hours. I am cancelling the card.
What a scam this is to hold a payment for two weeks without any reason other than (obviously) two more weeks of interest charges. Especially when they hassled me to pay it immediately with their constant calls! Madness! Goodbye "Red Card" and good riddance!!
Guess I will save my 10% now by shopping at WalMart instead of Target.