Highmark Blue Cross Blue Shield Special Care Complaint - Deceptive Insurance; Special Care from Highmark
PENNSYLVANIA -- The guidelines to qualify for Special Care insurance are as follows...those who are ineligible for any private or governmental group health care plan or program, or who would otherwise be uninsured, and meet established income guidelines. You would think this insurance co. would recognizes the fact that the people who are purchasing this type of insurance can't afford to pay 30% of a hospital stay and preoperative testing. I was billed $3,600 for preoperative tests and expected to pay %30 of the balance of the hospital side. It took me two months to get the answer for what is covered by the insurance company. When I realizes that I may be billed $14,000 on the hospital side I canceled the surgery. I also received a bill for the doctor visit for $408. I will be sending my payment in today for my health insurance that I can't use. Something is wrong with this picture and I think it reads deceive the people. It's like buying a car you can afford, but it doesn't run until you put $20,000 into it! The seller didn't tell you that, they just wanted to make money. It's hard to understand the booklet they provide explaining benefits. I don't think they want you to understand, because you wouldn't purchase the insurance.
Health insurance is BIG BUSINESS their attorneys know how to MAKE MONEY for them. Special Care, affordable insurance? I don't think so!!
P.S. remember it's all about the money they really don't care about you!