ILLINOIS -- I have a loan with Wachovia dealer services, these are the worst finance people in the world...Yes WORLD. I fell behind on making timely payment however never missed a payment, I admit I was late unfortunately the bad economy affected me also. These terrible people refused my payment because it was the 5th time I was "CLOSE" to 30 days late and tried to bully me into making 2 payments or they would repo my car. They speak to you in a demeaning tone and continually tell you they will repo your car if they don't like your attitude.
NEVER EVER EVER use this finance company if you can help it. I wish I would have known better when I accepted my loan. HORRIBLE COMPANY!!!