Target Complaint - Debt Collection Practices
PENNSYLVANIA -- About time the Government stepped in on these credit card company thieves. I paid off a Target credit card (89.00) and closed the account last year. A month after the payoff they sent me a $39.00 late fee saying the payment came one day late. The due date was on a Sunday and they cashed it on Monday. They continue adding 39 dollar monthly late fees and interest. That payment was mailed in plenty of time for them to receive it by Friday. We think they deliberately held it until Monday because we closed our account.
Although the account has been charged off and my credit blemished, they and their credit collector agencies continue to call. I have over 600 logged calls and 50 mailings attempting to collect this bill. Its no wonder the banks are in trouble. How much time and effort do you spend trying to collect 39.00 bogus debt.
As far as we are concerned they will get the money and see us in their store “When Hell freezes over”.