Wachovia Corp Complaint - The Worst Bank I've Ever Had
FAIRFAX -- Wachovia is hands down the worst bank ever. They steal from you, lie about it and apologize like that brings your money back to you. They hold your funds and tell you that the money has already been deducted from your available balance. Then slap you in the face with overdraft fees. I deposited 500.00 in my account and they took 315.00 in overdraft fees even though I had money in my account before making the deposit and made no other transactions. I tried taking 80.00 out of my account and the ATM said I didn't have funds. I called them to find out where my money went and after spending an hour on the phone and missing my appointment because I was broke, they credited me only 140.00 of the 315.00 and told me that they made a mistake. But refused to give me anymore answers or money. Less than a week later I was dumb enough to deposit another 800.00 in the account. I cashed a payroll check and deposited the rest in my account which was cash. I went to Walmart the same day using my debit card and received another overdraft fee even though I had just deposited cash into the account.
Now I'm no Albert Einstein but why would I cash a Wachovia check, place the funds in my Wachovia account and receive an overdraft fee for using my Wachovia debit card and spending 200.00 in Walmart if I thought that they wouldn't credit my account until the next day even though I deposited cash? Duhh I would've just cashed the check and spent the 200.00 in Walmart. And deposited the cash the following day. Can anyone explain the purpose of using debit if they still place a three day hold on the item? I might as well just use credit. Please do yourself a favor and RUN from this money grubbing bank. Last time I checked I wasn't in the position to throw my hard earned money down the toilet. Not as a single mom with three kids to feed. I have definitely taken my money out of this account and will cancel my direct deposit as soon as the doors to this place opens in the morning. My mom has a security account that she's had with Wachovia before they were even called Wachovia and I will make sure she gets her money out quick. Thanks a lot Wachovia for making me struggle this month. PNC will be happy to see me come back.
P.S - They are open 7 days a week and my money was safe there.