Target Complaint - Target Visa Abuse
Wow these people are lame. I have 2 credit cards, Target Visa and USAA Mastercard. I have had credit cards for 20 years, worked in the credit and collection industry for 25 years, so I'm not new here. But this business of slamming credit lines down to right around the balance owed without notice??? That's completely abusive. I found out because I was trying to buy concert tickets. BUT...what if I was traveling with my children, and buying gas, or food, or car emergenices. What if I didn't have another backup credit card and I found out I had no available credit? The card once had 9000 available on it (which I never asked for that much) now it's down to 3000. I don't pay my bills late, so it's weird for that to happen. Target lost me forever, I hope everyone is aware of this scummy practice of theirs and avoids them. I HIGHLY recommend USAA for banking/credit/even insurance.