Vanderbilt Mortgage Complaint - I hate Vanderbilt - financed mobile home

Posted by justthefaxx on 2009-07-11:

We're you behind on the mortgage?

Posted by Eloise on 2009-07-11:

"Vanderbilt is the worst, most unprofessional company in the whole wide world of business."

I'm at a loss. If you own the bank money than they have the right to reposses 'their' property. This may seem cruel, but it doesn't make them unproffesional.

Yet again, it is the Banks fault that people don't make their payment. Take responsibility for your actions.

Posted by financiallyfit on 2009-07-11:

Unless Vanderbilt lost your payments, they have the right to repossess your property. It isn't the bank's responsibility to negotiate with you to help you catch up on payments. They may try to help you out, but they can only do so much. As Eloise says, you have to take responsibility for your own actions and not blame someone else when you fail.

Posted by BokiBean on 2009-07-11:

Repo'ing a mobile home, getting a judgement, and taking someone's car cause they haven't paid on the judgement takes a long, long time.

At what point were you going to pay them anything? Are you sure you were trying to work with them?

Posted by DebtorBasher on 2009-07-11:

You said you tried working with them...in what way?
The mobile home and car is not yours until you've paid it in full.

It ain't no joke, if you don't pay that note! *Matt and Sonia Agree*

Posted by patchesgirl8 on 2012-06-23:

Who can expect a low income person pay a 9% loan. If the interest rate were lowered then the consumer could keep up with the payments. At least by filing bankruptcy you could keep the home and car.