I am in a living nightmare. On May 24, 2009 I was involved in an auto accident that left me with injuries. I currently have seven fractured vertebrae. My 2003 Audi A4 was totaled and I am unable to return to work as of right now. Guess what I have received from my insurance company?NOTHING!!!! I carried a top of the line policy with all of the bells and whistles, and this is the first accident I have ever had........ever! the comapany wanted to pay $5000 less than the car was worth when I refused their offer they refused to pay for my rental, my lost wages and I'm pretty sure the medical bills. I had to hire an attorney (btw, the adjuster called him and read hime the riot act). Who do these people think they are? Could someone please tell me why I have car insurance, what exactly have I been paying my premium every time and on time? That comapny is a joke. PLEASE BEWARE!!!!!