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CG Services Complaint - Fraud From CG Services

Review by puz on 2009-07-23
SAINT LOUIS, MISSOURI -- Was terminated from my job in Los Angeles on 3/6/09. Am collecting unemployment which is my only source of income. Wrote letters to AMEX trying to settle my debt but AMEX turned me over to CG Services who REFUSED to negotiate. CG wanted the money in full even though AMEX tacked on 30% interest for months and months on the money I owed them (which was for out-of-pocket medical expenses). The "counselor" at CG told my accountant she felt I was lying, that my unemployment could more than pay them off and that I had "secret" money hidden. She acknowledged that all of my charges were for medical but felt I was lying about the amount of money I could pay them. She said I should move to a cheaper apt. She also said I should take on another credit card from the BofA, transfer money to CG Services to pay off my debt and then make payment to new credit card company. When that becomes too much, default on that credit card and try negotiating with BofA as they would take. 10 on the dollar. I told her that was fraud to knowingly take on another credit card just so I could default on them in a few months! She disagreed. She said BofA negotiates all the time. When I asked her why she would not settle with me she refused to give me an answer. I am now filing for bankruptcy in hopes of stopping her harassing phone calls.
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