Bank of America Informative - BOA Steals Your Money
Okay, so let me tell everyone how BOA screwed me over and what they told me afterwords. This all started last September when I lost my job. At the time, I had two checking accounts and a savings account with BOA that had always been in good standing. Shortly after I lost my job, I lost the card to one of my accounts. Someone, of course, found the card and drained the account leaving me $417.00 overdrawn. I disputed the charges and and the dispute was denied. Now BOA prides themselves on their willingness to help you out in situations such as this one so when I asked why the dispute was denied, I was surprised to hear them say "becase you lost your card." this should have been my first clue that it was time to get out. Anyways, without a job, there was no way that I could pay it back right then so I made arrangements to make payments on as soon as I staried working again.
Now, we jump forward to current day. I've been unemployed for over eight months now and I was about to loose everything. I FINALLY FOUND A JOB! my first weeks pay was direct deposited into my other checking account. it was just over $400.00. I went out and paid a little bit on several bills including BOA.
Now, the total amount of the overdraft on the other account was $417.00, and the total amount of the deposit was $408.00. The total amount of bills that I paid out of the $408.00 was $258.00 leaving me with $150.00 to last me until my next check.
BOA (without notifying me) decided not to stick to out aggreement and they took the full $417.00 out all at once. They did this while all of the other bills that I had already paid were pending. this caused a lot more problems than I started with. by the time they were done, I owed them an additional $280.00 in overdraft fees. I was charged so many fees that by the time my next check ($770.00) was dirrect deposited. I only saw $453.00 of it. When I asked them to refund the overdraft fees, they refused saying "you shouldn't have let your account get overdrawn.". When I explained that my account wouldn't have been overdrawn if they had stuck with the aggreement, they said "thats how we do business".
needless to say, I cllosed my accounts. When I went to open an account with a different bank, I could not. It seems that I am sitll in Chexsystems from my BOA account. When I called BOA to get them to clear me from ChexSystems, they refused because apparently, I still owe them $103.00.
You do the math.
SCREW BANK OF AMERICA!!!!!!!!!!!!
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