U.S. Bancorp Complaint - Review of service charges applied to hard working people checking accounts
I do want to know about and want in on any class action law suit against the banking industry. I used my debit card on a Friday evening to pay my cable/internet bill. I made an error in math and quickly went to the bank as soon as they open on Monday A.M. to cover the minor negative balance of $17.00. They still charged me the $37.50 in fees later that day. I am now broke and the cable bill of which they held funds for had not gone thru yet as well as 2 other charges. 1 for $14.00 and 1 for $1.50. So now because they pulled the $37.50 charge money from the held funds for my cable bill for their bank charge, they have now caused a domino effect and I will be responsible for over $100.00 in charges. I will not be able to now pay my rent on time. and I am soley responsible for keeping a roof over 6 people heads. When you deal with U. S.Bank they do not assist in reversing any fees ever over the phone. They force you to go to your individual branch to talk to the manager, which in my case is highly embarrasssing as I work for a reputable company in a small town that deals with U S Bank exclusivly and are not very forgiving on bank charges at all. Read on I have another complaint about a another bank. I will have to eat these charges, but I still think that $37.50 for a $1.50 charge is unforgiveable. especially when you are living paycheck to paycheck in these economic times.