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Progressive Auto Insurance Complaint - Progressive vs. the innocent pregnant lady and her unborn child - Auto Insurance Claim

Auto Insurance Claim - Complaint
Review by Progressive is USELESS on 2009-09-01
At 6 months pregnant I was t-boned by a lady with Progressive car insurance. They immediately recognized her being at fault and they did give me a check for my car since it was TOTALED. However, the wreck caused me to start having contractions, bleeding, and shotened cervix. I was on strict bedrest for 3 months, on heavy drugs 24/7 to stop the labor, visit to the high risk Dr. on a weekly basis AND was in the hospital twice. After having a claims agent talking with me for 9 months during the bedrest and after the baby was born they immediately switched me to another agent once we submitted our medical claim! Progressive has said that since you can't prove the wreck caused it (I guess before being fine and after being in labor doesn't count) they are refusing to cover the mess their client caused in my life. We are probably going to be forced to file a civil lawsuit againt the other driver! She wasted every dime on paying premiums to Progressive who is doing everything they can to screw the little innocent people. Don't make the same mistake she did and get sucked in by the pretty ads. Progressive is just a money making machine that does nothing to protect their customers in the event of an accident. We should not have to be forced to sue the driver when she has insurance. I would be ashamed to be an employee of Progressive.
Comments:
Posted by Robf on 2009-09-02:
Progressive is doing what any insurance carrier will do, including your own. Pay out as little as possible.

Your lawyer will probably contact Progressive first and not the actual driver. Once Progressive hears from a lawyer, they may take the medical claim more seriously.

Also, be sure that when you accepted the check for the property damage, that you didn't sign anything waiving you rights to sue for medical injuries.
Posted by JR in Orlando on 2009-09-21:
How can you say: "Progressive is just a money making machine that does nothing to protect their customers in the event of an accident." Seems like they are doing everything in their power to protect that other lady their insured by NOT PAYING YOU. That's what I would want my insurance company to do. The reality is that she will be sued in name only, a settlement will be reached within the police limits, and the case will be settled. The other driver really has very little to do with this, since it is not a question of fault, but whether your medical problems were caused by the accident MEDICALLY, not speculation

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