Wachovia Corp Complaint - What has Wachovia become
CHARLOTTE, NORTH CAROLINA -- Im a student and in the past years, I have had no problems with Wachovia when I first banked with them in 2005. But ever since wells fargo bought Wachovia it has been downhill for me from there. one of the problems I had was when I went to deposit a work check about 500.00 and had about 200.00 in the checking account already. so I had to pay rent the next day, which was 300.00. I asked the teller when the funds were going to be available and she said tomorrow (Wednesday) since I had deposited the check before 2pm (Tuesday). so I wrote a check to my landlord and put a date for Thursday. Then on Friday, when I checked my account, the funds from my work check still was not in my account! so my landlord calls me the following Monday and charges me a 30.00 return check fee. On top of that Wachovia charges me a 60.00 NSF fee!! So that was 90.00 down the drain. Plus, I was paying for my other bills during those 4 days too so I got 3 overdrafts charges totaling 90.00 (because I only had 200.00 to start with)! so I go talk to them that Monday, and they said that they can't do nothing about it. So now they tell me that it wasn't guaranteed for my funds to be in the next day and the manager tries to give me some tips to prevent me from overdrafting in the future(like it was my fault) and tries to get me to sign up for that stupid save program. So the manager knew that I was pissed and finally said, "I'll refund you 60.00 back into your account." That made me even more furious cause they took 150.00 from me NOT 60. So I was like screw you guys and stormed out the bank. Later that night when I checked my account I got only 60.00 refunded back into my account. And so now I'm calling my bro for money cause they done took all my money, and I still haven't purchased any of my books for classes.
Wachovia just started getting bad after this few past months. I never had check deposits take that long to go through before. all the overdrafts are from their super slow service now. for example cash deposits use to show up the same day, but now sometimes it shows up the next day or later that night. Wachovia is unpredictable now and just trying cheat me money. I use to tell friends about how great of a bank Wachovia was but now I feel like a fool. So I'm changing banks in a few weeks when I've decided where my hard earned money should be kept. (I possibly might fall in the same shiet hole if I go Bank of America....)