National City Bank Complaint - Not "My Bank" , only A bank that steals my money!!!!
BLOOMINGTON, ILLINOIS -- I have banked with NCB for the past six years, not during 20 years of military service banking all over the states and Europe have I evrer delt with a bank that sees, NOT how many checks could we clear without charging the customer, BUT which check cleared would allow us to maximize our fees to collect. On 8-19-09 I deposited a check from my credit union $2750, my balance was $3,094 (all signs at the bank say " transactions after 2pm available next business day")I wrote personal check for the amount of $2510 for my son's car also on the 19th, BOTH transactions posted to my account the next business day, I was charged three NSF charges! The woman at NCB told me the funds were held for two days ( "we notified our customers by mail FIVE YEARS AGO")
I reminded her of the sign at the bank and that the teller never said anything about funds being held longer, she the told me the check was dated for the 19th and the funds weren't available. I eplain that it made no difference about the date on the check rather the date it was presented to account. So, you do the math 2750 - 2510 = 3 NSF charges ??? This only one of many examples. This is not a personal bank, they are looking out for themselves!!! I guess the government bail-out wasn't enough!!! If you bank here RUNAWAY AND NEVER RETURN!