Barclays/Juniper- Carnival SeaMiles Mastercard Informative - Beware of Carnival SeaMiles Mastercard
If you are considering getting a Carnival SeaMiles Mastercard, please do some research first. I got a card from them a couple of years ago, and I am not satisfied. My first issue with them started shortly after I got the card. I got about 500 bonus SeaMiles for doing a balance transfer, and a few months later, my miles were gone. On the website, it says I had used them, which I did not. My other major issue is a recent one. My interest has been raised to 29.99% even though I pay the payments on time every month. So now I am more than $100 over my credit limit even though I have NEVER used the card except for that balance transfer. Up until recently, I was actually getting the card paid down. Also, they do not accept early payments. I tried to pay early on my card, and even though it was in the same month my next payment was due, they added it to the previous month's payment (even though I had already paid that). I did not realize until they called me because my payment was a day late. I called the customer service and the lady was very rude and saying that there is nothing she can do. So, I'm sure I'll have a late fee on there next month. I cannot wait to get that card paid off, so I can get rid of it. It is a waste of money.