I was hit by a American Family motorist .. The driver ran a red light and t boned me and totaled my car. American Family settled on property damage and paid for my car.. The medical bills well thats a different story. They are giving the run around.. They refuse to pay because there drivers brakes failed and Cadillac was the last to check out the veh, so American Family thinks they should pay since the car was not properly fixed.. So now cause I was driving to work making a proper left turn on a green arrow and got slamed into and lost my vrand new car .. I'm not entitled to anything.. I don't get it.. I have been in 5 accidents, none have been my fault. I have never been refused my a insurance co the pay, when there insured was cited, and clearly states they ran the light regardless. Isnt this why we have insurance for accidents.. ?