JP Morgan Chase Complaint - My Debit Card is not a Credit Card
I do not have a credit card with JP Morgan Chase, why does my debit card act like one? When I was with Washington Mutual if a card had no funds then transactions would be denied, I had been in the negative with an insufficient funds fee that was assessed, and now 6 days later a transaction was allowed to go threw causing another insufficient funds fee! I am now realizing that all a bank was made for is to keep a person in debt; as long as we are in debt the bank shall have money! Your banks practices along with the majority of banks practices are designed to keep people in debt! You can right me a letter back apologizing for the way I feel, then go on to tell me that your practices are fare and the reason you allow transactions to go threw is in case of an emergency... One statement BULL$HIT! United States banks this year will earn roughly 39 billion dollars in overdraft fees you read it right 39 billion dollars than your customer service agents have the nerve to say charges go threw in case of an emergency! Here’s the icing on the cake with insufficient funds, my girlfriends account is overdrawn by 0.19 cents, and I call and speak to a customer service agent and they proceed to tell me if 0.19 cents is not in the account by the end of the business day a 34.00 dollar fee shall be assessed! My question is I wonder how many people were charged 34 dollars for being overdrawn by under a dollar. I have lost fate in the American Banking System.