Mainstreet bank Complaint - NSF fees - Overdrafts
Resolution Update on 11/12/2009:
Don't need the sarsasm and uptightness of bored people who don't take the time to actually read the full message.
DELAND, FLORIDA -- Mainstreet Bank has continously staggered checks from high to low and therefore milked my account of hundreds of dollars in NSF fees. Last week I went in and canceled the overdraft protection and still had a check clear with NSF charge. We are on a VERY tight tight budget since I last my job in May. We live paycheck to paycheck and sometimes the $25 return check fee from Walmart is better than starving, we have to eat. Instead of clearing the check the bank should have returned it to Walmart and they would have resubmitted it WITHOUT charge. By that time plenty of money would have been in the bank. I have pages of statements I printed that say one thing and the very next day the amounts are staggered highest to lowest ensuring the bank get the maximum in NSF fees. The banks need to stop taking from those already struggling and destitute. I am very intelligent and do NOT need to be lectured on correct book keeping, we do not have a choice in writing checks that are not covered at that time. We do have direct deposit and therefore secure funds going into the bank. To say I am frustrated and again at my wits end is an understatement. Short of calling a TV channels investagative reporter I don't know how else to handle this. I believe Mainstreet Bank Owes us hundreds of dollars they intentionally took from my account.