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SH UHF socalled Insurance Complaint - Beware of Greeks baring Gifts

Review by Partly Cloudy 'Storm Expected' on 2009-11-27
My wife of 45 years has emphysema and has to take certain prescrptions by her Doctor. It is bad enough that they cost a arm & a leg much less have some nitwit tell you by phone this is the first time she has taken this particular drug, when she has had to use it every single just to breath. I take care of all her needs everyday and she has used this inhaler for at least 2 to 3 years. You go to get her precription and the price has jumped at least $50.00 in 3 months. Needless to say I will look for other SUPPLEMENTAL INSURANCE that is not so STUPID.
Comments:30 Replies - Latest reply on 2009-12-13
Posted by goduke on 2009-11-27:
cvs has a really good medicare part D calculator (cvs.com/medicare). It allows you to put in the list of meds that are taken and see which plans are the best deal.
Posted by Starlord on 2009-11-28:
I assume SH means Secure Horizons and UHF means United Health. Until the day before yesterday, I had Secure Horizons Medicare Complete by AARP. Actually, it is underwritten by United Health, and they pay AARP for the use of their name. I switched to a local plan that beats SH/AARP and is still a Medicare Advantage plan. I have been without my meds for five months now, as I hit the 'donut hole.' Both of our Senators here in Washington have sworn to eliminate the donut hole, but after their performance in the national right to carry debacle, I would not trust either of them any further than I can throw the state building into Puget Sound. I reminded them that 225,000 people in Washington have Concealed Pistol Licenses, and that we all VOTE. With the ridiculous method they detemined how many votes the bill had to have to pass, the bill failed by two votes, Each state has two Senators, so if the Washington Senators had not voted NAY, the bill would have passed. Our weak sister Senators fell for Barbara Boxer's fairy tale about licensees, read law-abiding citizens from other statesd, carrying duffel bags full of ilegal weapons into California. If Boxer were my Senator, I would call for her impeachment for lying. BTW, it is Greeks BEARING gifts, not baring. The Greeks were not undressing the gift.
Posted by Partly Cloudy 'Storm Expected' on 2009-11-29:
I want yo know if there is ANY supplrmntal insurance that a person that pays TAXES IN THIS COUNTRY can truly count on, with it not costing you and your sppouse a arm &leg premium wise every month. What I refer to is ONLY SURVIVAL not living just exsisting. Everyday you live you WANT TO SAY OUT LOUD "PARDON US FOR BREATHING YOUR QXYGEN" Gary
Posted by Partly Cloudy 'Storm Expected' on 2009-11-29:
I want yo know if there is ANY supplrmntal insurance that a person that pays TAXES IN THIS COUNTRY can truly count on, with it not costing you and your sppouse a arm &leg premium wise every month. What I refer to is ONLY SURVIVAL not living just exsisting. Everyday you live you WANT TO SAY OUT LOUD "PARDON US FOR BREATHING YOUR QXYGEN" Partly Cloudy, EXTREME STORM EXPECTED
Posted by PepperElf on 2009-11-29:
For that kind of information you'd probably have better luck asking the local government agencies on what is available

i mean my health insurance was cheap, but it's only cos i'm a full time college student at the moment.

or check with google for what's available in your area
Posted by Partly Cloudy 'Storm Expected' on 2009-11-29:
You will be old one day and Heaven help you. All Insurance Co. are crooks. Partly Cloudy
Posted by Partly Cloudy 'Storm Expected' on 2009-12-03:
Parttly Stormy for sure' Well here we go again I just recently had to fill 3 more prescriptions that under "NORMAL CONDITIONS" would have cost at the very very most $60.00 but they were $79.00 and now in the next 3 days I will have to fill another one that will cost another $100.00 atleast, good old useless SC or UHC and they have another alias E.C. And don't forget GOOD OLD M.C.
Posted by Starlord on 2009-12-03:
Both Secure Horizons and my new plan charge any premiums as they are what is called 'Medicare Advantage' plans. The doctors in their plan agree to accept what Medicare pays. Simple. As I have Medicare Plan A and B, the premium paid is what is deducted from my SSDI for the Plan B. Methinks you have a warped outlook on insurance. It is gambling, the insurance comapny is betting you will live. You are betting you will die. You hope they are right, but either way, you lose.
Posted by Partly Cloudy 'Storm Expected' on 2009-12-04:
Partly Cloudy, THE STORM IS "HERE" Just what kind of Advatage are we referring to the fact that all the INS Co. have all of the ELECTED in their back pocket or you as a TAXPAYER & VOTER HAVE it made like the ELECTED Bunch you help put in OFFICE FOR THE REST OF THEIR LIVES,so they can vote into LAW everything you are controlled by BUT THEY ARE NOT SUBJECT TO ANY LAW THEY PASS, BUT YOU ARE. Wake up America.





































pressure
Posted by PepperElf on 2009-12-04:
what's up with all the blank space.


did you check around to see what else is available
or are you going to go with the feeling that 'all insurance companies are crooks' and not look at all.


Posted by jktshff1 on 2009-12-04:
Partly, sorry, but you are not making any sense.
Posted by PepperElf on 2009-12-04:
especially since it seems like he keeps addressing himself too
Posted by Partly Cloudy 'Storm Expected' on 2009-12-05:
Parly Stormy, At the moment I am trying to research certain presriptions to see if their is a GENERIC equivalent which cost less to the consumer but has the same desired effect on a person it just doesn't have a BRAND name tied to it, sort of like buying milk they both come from the same source, there isn't a Monopoly o n it.
Posted by Ponie on 2009-12-05:
Except for Medicare, what does being a taxpayer have to do with insurance premiums/payouts? [I talk to myself because I like talking to intelligent people?] :)
Posted by PepperElf on 2009-12-05:
partly why do you keep posting as if you're talking to yourself?
Posted by Partly Cloudy 'Storm Expected' on 2009-12-05:
To answer your question on what does Medicare have to do with your other health insurance.First of all Medicare was in acted by the Government, and the ELected Government and the Insurance Companies are in a personal relationship with each other, thru their Lobbyist and Elected POLITICANS. The Politicans get there pet prodjects passed into law and the Insurance Companies get what ever they are trying to get passed into Law . So the POLITICAN gets what they want and the Insurance Companies get what they want. It is what is commonly called, in layman terms, y ou scratch my back and I'ii scratch yours and we both will get what we want. And the little guy, well we won't worry about him he doen't count anyway he just Elected us.
Posted by trp2hevn on 2009-12-05:
LOL @ Ponie
Posted by Anonymous on 2009-12-05:
What's that prescription help company Montel Williams always used to promote? php or something like that? they get you your meds free or at greatly reduced prises, even if you have medicare, SSI/D, etc.
Posted by Ponie on 2009-12-06:
Don't know if this medication would be covered under a Medicare plan or some other, but I would recommend increased dosage of Abilify. :)
Posted by Partly Cloudy 'Storm Expected' on 2009-12-06:
Is there any Health Insurance Company in the United States that has policy that covers all Precriptions that DOES NOT HAVE THE GAP and /or DOUGHNUT HOLE in it for any person in their 70's at any price in this country? UHC,SC OR EC DO NOT QUALIFY IN ANY WAY?
Posted by Partly Cloudy 'Storm Expected' on 2009-12-06:
Look who talking.
Posted by PepperElf on 2009-12-06:
um ok. i'll bite. who's talking?
Posted by Anonymous on 2009-12-06:
Well, if Obama has his way it will only get worse dear.
Posted by Partly Cloudy 'Storm Expected' on 2009-12-07:
I totally agree with Lady Scot. He was going to Regulate the Credit Card Industry, and what did that get you? Higher % rates BEFORE his law goes into effect and cut down Lines of Credit, Lord knows what next. HealthCare Reform what a joke. Obama just told the ones that voted for him what they whanted to here and they fell for it HOOK LINE & SINKER.






obama
Posted by Ponie on 2009-12-07:
Now I know why Partly has to take meds!! Split personality. I wonder if there's any RX plan that covers this condition?
Posted by Partly Cloudy 'Storm Expected' on 2009-12-07:
Are you a RN or a LVN or are ylou the author of TABER'S Medical Dictionary?
Posted by jktshff1 on 2009-12-07:
Me Thinks that you are the one who needs the meds more
Posted by Partly Cloudy 'Storm Expected' on 2009-12-08:
iktchff1, If ever you made a true comment in your life you got that one right about who needs the MEDCATION the most. There is just some people (no name) that if you don't agree with their out look on any given subject, you are completely wrong.
Posted by jktshff1 on 2009-12-08:
LOL!!
Posted by Partly Cloudy 'Storm Expected' on 2009-12-13:
Is there or isn't there anyone left in this COUNTRY THAT WILL FIGHT BIG BISINESS ANYMORE????

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