MICHIGAN -- My payment was not received by bcbs even though I had mailed it 5 days before the due date. to this day it has not shown up anywhere. They canceled our insurance without notice. I would not have known that it was canceled if it were not for a doctors appointment. When I realized that my check had not cleared I called them and their response was too much time had elapsed & it was their policy to cancel us. They would not even give me the opportunity to send or bring them another check. Oh yeah, with pre existing conditions they are the only ones that will cover you & now they will not even allow us to reappy for a year. I hope we do not have any health issues for the next several months. The supervisors for this company are very rude and uncaring.