Delray CC Compliment - Review of Delray
I just read a review on Delray cc and I have to DISAGREE they are there to serve your best interest. I have been using them for the past 1.5 years since March of 2008. At first the guy that set me up on the program said that my credit score might increase or decrease after three months but will hold and improve.
It is true that after a few months I had SERIOUS DOUBTS because I was still getting calls from all my creditors, and my credit is still very low. BUT after 6 months everything was smoothed out and went really well. You have to work with Delray and the creditor to get the payments on time (you might have to do a payment deferment or change the due dates).
When you are in serious debt your credit score won't improve over night it takes seven years for any blemish to come off your record. It has taken 2.5 almost 3 years and I finally am able to get approved for a small credit card that I pay off every month (I only use it instead of my debt card and then I pay it off to gain good credit).
People who complain about this company need to understand that this isn't a 'quick' fix. There are no quick fixes to your mess ups. I am going to be debt free except for one student loan in one more year! January 2011 is my payoff date! Delray promised my debt would be paid off in 5 years and it will be 3!!!