HSBC Credit Card Services Complaint - Payoff Card But They Don't Have Proof
Whatever you do, if you plan on paying off your hsbc credit card, they don't want you to pay it off because they want you to owe them. I paid off an orchardbank card in February of 2009 and have account statements and check carbon to prove it. However this card ended up in collections and I had to chase it down in order to pay it and inevitably I was referred back to hsbc to pay it. They already made three times as much off me for this card. The customer representative said he would send me a notice it was paid off. The amount came out of my account and I thought everything was good. Six months later a company or collector started sending me notices through the mail that I owed them more money and said ididn't pay that card. So now they are making threats that they are going to garnish my wages for a bill that got paid off. I can't afford to pay another 1000 dollars as I am a single mother trying to make honest efforts to pay off my bills and am struggling financially and if they were to garnish my wages I would be out on the street with my children. I think I will have to talk to the attorney general about this. They said in the threat that I could get my money back after they took it and get a lawyer which I can't afford.
That makes me think that even if they did take another 1000 dollars what would stop them from saying I did not pay them but they helped themselves instead and keep doing it over and over again just to make more money off of a poor woman trying to make ends meet. Hope this helps someone.