Credit Security Tips To Offer Informative - Ways To Keep From Being Suckered By CC Companies
Time to take off our consumers gloves and fight back!! Here's some ways you can. They work!I do two things every time I pay a bill which has saved me from unwarranted late charges and other CC company dishonesties.
First, always pay your bills online and when you get the confirmation screen, press "ctrl" and "Prtsc" buttons on your computer keyboard at the same time. Doing this allows you to make a screenshot of the entire confirmation screen displayed on your monitor. To copy it, open up a wordpad document (I attach my word pad program to the start menu - you do this by right clicking on the wordpad program icon and selecting "pin to start menu". Right click on the blank wordpad document and select paste. This copies the screenshot to a file you can save forever and cannot be disputed!! Watch the CC representative change their tune when you tell them you have a "screenshot" of your online payment! They cannot say your payment was late or they didn't receive it or any of the other BS things they say to get your $.
Second, get yourself a very cheap computer phone like SKYPE. Download the PAMELA CALL RECORDER. SET IT UP TO RECORD AUTOMATICALLY FOE EVERY OUTGOING CALL YOU MAKE. Do not talk to CC companies when they call you. get a # and you call them. Be sure to record your calls for backup. This way you have proof of talking to 5 different people with 5 different answers! In almost every state you can legally record any conversation from your own phone, or acall that you are a part of.
Then tell your CC people you want everything in writing or you will forward your proof and complaint to your state attorney generals office! They are the best way to go with any complaint and they do help you. Get results with your demands and make these slimy CC companies set your record straight. FIGHT BACK!!