GE Cons Cardco Complaint - Promotial Flim-flam Hocus/Pocus
NEW JERSEY -- I purchased this computer at PC Richard on a 6 month interest-free promotion. I sent them $250 month 1, and $250 month 2. Month 3 I didn't send any money. I figured they already had $500 towards the $1300 I owed.
In month 4 I recieved a call that I hadn't sent any money. I said ok, but I had sent $500. No, I had to send something each month. So, I said ok. How much do I have to send to get this all squred away? $90.00 was the reply. I did an EFT right then and there. In month 5 I sent the balance.
The following month I was to close on a home mortgage. I was informed that PC Richard had reported a non-payment and my credit rating was affected by negative 80 points.
Then I recieved a bill for all the interest I supposedly owed.
I cannot get to speak with anyone other than the persons who read the company policy. They refuse to answer questions such as "may be terminated" does not mean the same as "will be terminated". "No finance charges will be assessed on the promotional purchase if you pay the amount in full before the promotion expires."