Sovereign Bank Compliment - Excellent Bank
I have been banking here for the last 25 years and I have yet to incur an overdraft fee. You know why, cause I balance my check book, I have overdraft protection, I read the account disclosures and know when my funds are available, I know everyone at my local branch and they know me.
They are very customer service oriented and ask for my business. They suggest products to me which are very helpful.