TD Bank North Complaint - Downright Criminal
As of the new TD merge last year where all TD customers had no access to their funds for nearly four days, things have changed for the "most convenient bank". What is most disgusting is the new pending debit function. This new trick works so that rather than have one check bounce and have one fee assessed, the bank now holds your transactions and until they can structure it to benefit them. Instead of bouncing the one item, they clear the one item, and bounce as many as possible generating multiple fees.
Its a dirty trick and its balanced on the backs of its clients. The "most convenient bank" is now the most conniving bank. Steer clear. Find a credit union or keep your money in a shoebox out back.