Bank of America Complaint - Bank of America Mortgage Modification Contract Denial
What I have to say is not new to anyone who had a Countrywide mortgage modification. All people I have talked to on this issue has said the same thing. Bank of America has refused to accept ANY of Countrywide's mortgage modifications.
The California Attorney General sued Countrywide for its mortgage loans made from 2007 because everything about the loan was not disclosed and they even enticed borrowers to accept loans their incomes could not afford. Part of the settlement agreement was for Countrywide to make mortgage modifications to its customers. That is why I got a mortgage modification.
Bank of America acknowledged receipt of the signed and notarized contract received by Countrywide but decided to decline it. This was a law suit settlement case not a request made to B of A. Thus, Bank of America is and has been operating illegally in my case since May, 2009.
My congressman wrote a letter on my behalf to B of A's CEO. However, Bank of America is ignoring the congressman just as they are ignoring California's State Attorney and the legally binding Law Suit Settlement.
I am now going to have to resort to suing Bank of America. I know that should I Win the case, Bank of America will ignore court orders as they are now. However, I must continue to fight to keep a roof over my head. I am a widow with very little - just my house.
Bank of America is doing so much wrong, I cannot see how it manages to show profits to its investors. So, once again I will write my congressman and request there be a Congressional Inquiry into Bank of America's business practices.
Therefore, I would like anyone who will, write or email their congressman concerning the issues he or she is experiencing in doing business with Bank of America.
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