M n T Bank Complaint - Poverty is punishment
M n T Bank is a joke. Ive had my account woth them for about 6 years and have overdrafted my account in the past, at me error and have no problem paying for them. Recently I've heard for former employees that they are told to try and get you for fees, and to prey on people who don't have $$. Well I've learned this was true, I olny deposit $ in the bank to pay for my bills. Well I made a deposit at 2:05pm on a Friday and later that day paid 3 bills. By the next Wednesday I got a letter ing the mail saying my account was overdrawn by almost $200. When I went to the bank, I was told that $ I had deposited was after 2pm and they were runnin on the next business day and that it wasn't the banks fault. I later found my terms and agreements letter and it stated that they don't swith to the next business day until 2:30pm. I went to the bank and showed her my letter and she 'pulled out her own' which also said 2:30pm. Needless to say I LUCKLY found a loop-hole and was credited for the overdraft fees, 'as a courtesy of the bank' and they put an alert on my account so that I could no longer receive any fee-waivers. What kind of crap is that!!!!????