Juniper Bank Complaint - The Choke Hold
WILMINGTON, DELAWARE -- I was informed by a Juniper card account supervisor that if your Juniper account goes over your credit limit even for 1 day of the entire month, they will post a $39 over limit fee on your next statement regardless if you immediately make a payment to bring it below your credit limit. They will also charge you a $39 fee the following month. I found this out when I noticed a $39 over limit fee and made a prompt payment to correct the balance.
Although I brought my balance below my credit line, they continued to charge $39 fee for two additional months.
Juniper representatives do not forewarn you of this information when you call, but the supervisor that I spoke with insists that it is in their policy. I immediately closed my account.