Geico Corporation Complaint - Running over a stick is a collision
Thursday Evening of February 18th I was driving home on a rural road. There was a stick or maybe it was a piece of metal in the road. I went around it, but the tire must have just hit the end, flipping it up and scratching the car and chipping the paint in a small area.
It looked worse in the night by flashlight than it is, but being concerned about the paint job as this is a new car and I don't want any rust to develop, and wanted to get the scratches removed, I called Geico, thinking this would be covered by Comprehensive. After talking to the initial representative, she wasn't sure so she transferred me to the claims person. It was only after telling her what happened, and answereing her questions, she gave me a claim number and then she told me that this was a "Collision" . I said that was ridiculous and If that's the case I don't want to proceed. Too late, it's now on my "record"
This is Stupid. I have had Geico for 9 years or more and have never filed a claim. In fact, I have not had an accident or a moving violation in 25 or 30 years. I am A GOOD DRIVER and should not have my name besmerched by road debris coming into contact with my car, and that the area can be fixed up with some touch up paint.
I want to know if anyone knows of any way to force Geico to remove this "So Called Collision" from my record.