State Farm Insurance Complaint - Farm Insurance Hassle
In December of 2009 I bought a farm and went directly to State Farm for insurance because I had used them before and had been very happy with them, though I never had to file a claim while insured at the previous farm. This time it has been one battle after another. They first said that we had too many horses, so we reduced the number to meet State Farm's requirements. After meeting that requirement we mentioned we had a couple of old horses that would have to be put down when the weather breaks, so they made the assumption that I ran a horse rescue(not even close to the truth) and threatened to cancel my policy. After getting by that they said the roof was bad and again threatened to cancel my policy. I got, in writing, a statement that the roof did in fact need replaced sometime in the future, but it was good for at least one year. After all of that I got one more, the latest, threat of a cancellation because I had not had home owners insurance for the past 5 years. I will say that I really like our agent, but the underwriters leave a lot to be desired(in my opinion).
I can tell you that I am now actively looking for other insurance. I paid my farm insurance ahead for one year and am looking forward to demanding it be returned to me when I cancel with State Farm.