Netspend Compliment - Great Card for Budget
Netspend is a great card. I got one because my daughter was out of town and I was sending her money western union. It is really only $2.00 to load any amount. I can transfer to her from my card or load directly to a back up card we both share. You can have more than one card, either linked or separate. I have one for just paying online bills, great for tracking your expenses. Pay the $9.00 monthly and certain transactions are free. You get to choose what works best for you.
My daughter was going through a divorce and this was great for her because she did not have to try to clean up her credit that her ex-husband had messed up. Savings great. They explain the process if you READ it. Don't use the card at gas stations pumps go inside and charge amount you want or get money from ATM. The money is available instant after loading.
My daughter was out of gas and at the service station...I only had $15 total. Loaded $13 ($2 load) transferred her $13 she was able to get $10 gas within minutes without having to go to a service. We've been members for about 4 yrs. After a period of direct deposit you are eligible for cash advance which you can get approved and not use if you don't want but you don't have to go stand in line. They get it back with your direct deposit.
Overall, this is a great card too for those who have family members out of state or border countries you can load here and they can pull off where they are and don't have to go to the wire transfer services. Great for proving you paid a bill and showing your monthly expenses if you use it to pay your bill.
I highly recommend, just take the time to read the rules and start off with small amount and only load what you want to track. If you don't, just take it all off once it's direct deposit if that's your choice.
I LOVE THE CARD and MY DAUGHTER DOES TOO...Great for sending GRANDMA GIFT