Frank Myers auto Complaint - Credit score may be inaccurate
WINSTON SALEM, NORTH CAROLINA -- I went to Frank Myers today to fill an application on a vehicle. I already knew what my credit score would be. I have a 569. I know that it is not a good score. In fact, I think it is horrible. I have some inaccuracies to take care of on my report. I also have a trade in that could take care of my down payment. When my credit was checked, the report said that my score was 446. I looked over the credit report and my inaccuracies was still there, but my score should still have been the 569. The sales lady did a sales pitch on a company that could "fix my credit" for a fee. I don't buy into companies that promise to fix your credit. If you have inaccuracies, then you can do it on your own by disputing the information with the credit bureau. Well when I got home, I subscribed to another credit monitoring agency to check to see if the one I had was giving me a false credit score. Well my credit score was 540. True credit has it at 569 and Freescore has it at 540. Both of these scores are bad, but no where near the 446 that Frank Myers says I had. So are they trying to sale a care or a referral to a "fix my credit" company? I don't know. I'm not going to give up my trade in and $1800 dollars in cash. I can take the $1800 dollars and fix up my trade in. I'm also not going to bug my relatives to be my co-signer. That's a awful thing to ask someone. They will always guarantee that you will be approved, but the requirements are ridiculous. There is something up with this company. Its a shame because they do offer nice vehicles. I'm not sure if there credit monitoring is up to par or if their deals seem to good to be true.