TCF Bank Complaint - Hidden Fees - The Banks Want Your Blood - Checking Acct.

Checking Acct. - Complaint

Review by AVERAGE JOE CANT WIN on 2010-05-21

I HAVE HAD A TCF BANK ACCT. FOR THE PAST TEN YEARS. THEY WHERE NEVER NOTHING SPECIAL BUT THE ACCT. WAS FREE AND HAD MANY LOCATIONS. TODAY I SEE A FEE ON MY BILL FOR $9.95 FOR MONTHLY MAINTENANCE. I CONTACTED CUSTOMER SUPPORT AND THEY SAID, "WE NO LONGER HAVE FREE CHECKING." THEY SAID THAT YOU MUST MEET THE CRAZY REQUIREMENTS; OTHERWISE, YOU PAY THE FEE. I HAD TOLD THEM I WAS NEVER NOTIFIED AND THEY BASICALLY SAID WHO CARES. I'M CLOSING MY ACCT. TODAY AND GOING TO CHASE. THEY CAN KEEP THEIR FEE BECAUSE THEY LOST MY BUSINESS FOR LIFE.

DON'T SETUP A TCF BANK ACCOUNT.

Comments (6)

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Comments:

Posted by Weedwhacked on 2010-05-21:

Chase does the same thing. I believe the monthly fee is for accounts where you do not have direct deposit. Read the rules that Chase has.

Posted by skelly39 on 2010-05-21:

samsung-What are you talking about? Are you disparaging the OP for not wanting to pay for a free checking account?
Weedwhacked-You are probably right, but I think the OP should check with the bank in question, not with Chase.

Posted by memoryx57 on 2010-05-21:

If you go to Chase you'll be jumping from the frying pan into the fire !! Not a good idea at all. You need to read the complaints on just this site alone. Find a local bank in your area. I think you'll be much happier.

Posted by AVERAGE JOE CANT WIN on 2010-05-21:

The point of the article is not about reading the fine print. TCF Bank was offering totally free checking for the past ten years. They didn't notify their customers that this program was being removed. They neglected to notify me.

Posted by skelly39 on 2010-05-21:

Average-They may have slipped some teeny tiny print on one of your bank statements about it. Either way, hopefully you've saved someone some hassle.

Posted by Mrs. V on 2010-05-21:

I would suggest a Credit Union. They seem to have the best terms and the best CSRs.