Huntington Bank Complaint - Overdraft Fee Without Overdrawing
MICHIGAN -- May 19th I had $67.05 in my Student Checking account (meaning no fees, no minimum balance). I then went and purchased gas for a total of $21.34 which left me with $45.71. I had no other pending purchases. I checked my account and was glad to see it had cleared, because I had some things to buy. I told myself I had to keep it under $45, and I did. I spent $44.73 (cutting it close, yes). The next day I get an e-mail from Huntington. I check and it says I've overdrawn. WHAT? I look at my account, and the 2nd purchase is still pending, as is the fee which is associated with the GAS purchase. After all is said and done they charge me ANOTHER overdraft for the other purchase). Keep in mind, each overdraft is $37.50. After the first overdraft I had $-36.52 in my account. Meaning, I clearly didn't go over. Though I already knew that.
I filed a complaint online and got a generic response. I don't even think they read my comments.
Just to clear things up - the NSF Fee's were both placed into the account AFTER both of the transactions had already occurred. I have no idea where they came from either, since I did NOT overdraw.
Took a print-screen as soon as the first fee appeared, but before the second one.