First Tennessee Complaint - Inaccurate credit report
MEMPHIS, TENNESSEE -- I used to have a home equity line of credit with First Horizon/First Tennessee. I refinanced it in 2006. Something happened in the refinancing, and First Horizon claimed to not get the payoff check from the other bank for 2-3 weeks. This resulted in a $200 dispute between First Horizon and me for extra interest. First Horizon continues to try to negatively affect my credit report. Even though the disputed $200 payment goes back to 2006 and has now been paid, I have been told by other banks that First Horizon is noting on my credit report that this was "foreclose", which never happened, and that there is a late payment on my credit report within the last few months. I have also been told that First Horizon is showing 4 ninety day late payments, which also never happened. I have contacted First Horizon to get this cleared up, and they refuse to do anything.
So, because of a negative report about a disputed payment 4 years ago, First Horizon is still negatively affecting my credit.
It is impossible to remove negative credit information, even if it's inaccurate.